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<h3>Opportunities</h3>
<p> &#160;</p>
<ol>
<li>
<div align="justify">Bank of America has opportunity to increase market share by product development and markets penetration in the domestic markets by acquisitions. </div>
</li>
<li>
<div align="justify">Increase clients base by expanding globally through the joint ventures, acquisitions, and mergers. </div>
</li>
<li>
<div align="justify">Bank of America has the opportunities to offer innovative products and services.</div>
</li>
<li>
<div align="justify">Increasing trend towards the internet banking is also a good opportunity to introduce online banking in different countries of the world. </div>
</li>
<li>
<div align="justify">Diversification towards the non-banking services. </div>
</li>
<li>
<div align="justify">Increasing customers&#8217; wealth and trend in the direction of the investment after the financial crises 2007-2010.</div>
</li>
<li>
<div align="justify">Additional consolidation in the banking sector.
</div>
</li>
</ol>
<h3>&#160;</h3>
<h3>Threats</h3>
<p> &#160;</p>
<ol>
<li>
<div align="justify">This industry may be on the restore, but its revival could be slowed down by heavy-handed regulation and more hurting in the housing market.</div>
</li>
<li>
<div align="justify">Bank of America has strong competitors in the industry such as JP Morgan Chase, Citigroup and Wells Fargo.</div>
</li>
<li>
<div align="justify">Banks are facing serious losses and miserable profits, mainly if the government gets approved away with financial and other improvement efforts.</div>
</li>
<li>
<div align="justify">Facing strong competition to sustain its market share. </div>
</li>
<li>
<div align="justify">Facing strong political instability and regulation and tariffs in various countries of the world.</div>
</li>
<li>
<div align="justify">The playing out of banks&#8217; exposure to anxious assets.</div>
</li>
<li>
<div align="justify">New regulations and policies may shock financial firms&#8217; business forms.</div>
</li>
<li>
<div align="justify">The call for constant hard work to improve risk oversight and governance, particularly at the board level. </div>
</li>
</ol>

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