&NewLine;<&excl;-- WP QUADS Content Ad Plugin v&period; 2&period;0&period;95 -->&NewLine;<div class&equals;"quads-location quads-ad1" id&equals;"quads-ad1" style&equals;"float&colon;left&semi;margin&colon;0px 0px 0px 0&semi;">&NewLine;&NewLine;<&sol;div>&NewLine;<p align&equals;"justify">Debentures are written documents containing provisions and acknowledging a debt regarding the interest payment at a fixed rate and repayment of principle amount&period; Debentures include stock&comma; debentures&comma; bonds&comma; debt and other securities of a firm constituting charge on the resources of a firm&period; The individual who invest money through debentures is known as debenture holder&period; <&sol;p>&NewLine;<h3 align&equals;"center">&&num;160&semi;<&sol;h3>&NewLine;<h3 align&equals;"center">key Features of Debentures <&sol;h3>&NewLine;<p align&equals;"justify">&&num;160&semi;<&sol;p>&NewLine;<ul>&NewLine;<li>&NewLine;<div align&equals;"justify"><strong>No Voting Rights <br &sol;><&sol;strong>Owners of debentures do not have voting rights except at their class&period;<&sol;div>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<div align&equals;"justify"><strong>Fixed Interest <br &sol;><&sol;strong>These debentures have the fixed rate of interest and it is payable on the face value&period;<&sol;div>&NewLine;<&sol;li>&NewLine;<li>&NewLine;<div align&equals;"justify"><strong>Redeemable <br &sol;><&sol;strong>These types of debentures are redeemable throughout the existence of a firm&period; <&sol;div>&NewLine;<&sol;li>&NewLine;<&sol;ul>&NewLine;<p align&equals;"justify">&&num;160&semi;<&sol;p>&NewLine;<h3 align&equals;"center">Types of Debentures<&sol;h3>&NewLine;<p align&equals;"center">&&num;160&semi;<&sol;p>&NewLine;<p align&equals;"justify">Debentures are divided into various types depending upon redemption&comma; term and conditions of issue are described below&colon;<&sol;p>&NewLine;<p align&equals;"justify"><strong>Unsecured or naked debentures<&sol;strong><&sol;p>&NewLine;<&excl;-- WP QUADS Content Ad Plugin v&period; 2&period;0&period;95 -->&NewLine;<div class&equals;"quads-location quads-ad2" id&equals;"quads-ad2" style&equals;"float&colon;none&semi;margin&colon;0px 0 0px 0&semi;text-align&colon;center&semi;">&NewLine;&NewLine;<&sol;div>&NewLine;&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">These debentures are not secured on any resource of a firm and owner of this debenture is known as ordinary creditor&period;<&sol;p>&NewLine;<p align&equals;"justify"><strong>Secured Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">Secured debentures are secured either on all the resources of a firm or on a particular asset&period; According to the term of SEBI&comma; non-convertible debentures passing time of 18 months should be secured&period; <&sol;p>&NewLine;<p align&equals;"justify"><strong>Registered Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">These types of debentures are only payable to the individuals who are registered in the list of debenture holders&period; Interest amount is also paid to the registered holder and executing a transfer deed can only transfer these debentures&period;&&num;160&semi;&&num;160&semi;&&num;160&semi;&&num;160&semi;&&num;160&semi;&&num;160&semi;&&num;160&semi;&&num;160&semi; <&sol;p>&NewLine;<p align&equals;"justify"><strong>Bearer Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">Bearer debentures is payable only to bearer thereof&period; It can be transferred commonly by delivery&period; Interest amount is <br &sol;>transferred to the individual who provide interest coupon with such debentures&period;<&sol;p>&NewLine;<p align&equals;"justify"><strong>Perpetual or Irredeemable Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">These debentures are not redeemable during the entire life of a firm&period; It means that the debentures do not have fixed date of redemption&period;<&sol;p>&NewLine;<p align&equals;"justify"><strong>First mortgage Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">These debentures have a right to first claim on assets charged&period; <&sol;p>&NewLine;<p align&equals;"justify"><strong>Second Mortgage Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">They have a second claim on assets charged&period; <&sol;p>&NewLine;<p align&equals;"justify"><strong>Redeemable Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">These types of debentures are repayable after a given time by installments or in lump sum amount during the entire life of a firm&period;<&sol;p>&NewLine;<p align&equals;"justify"><strong>Convertible Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">The holders of convertible debentures have a right to convert the debentures into shares&period; The part of debenture which is completely convertible into shares is commonly known as FCD &lpar;fully convertible debenture&rpar;&period; The remaining part which can not convert into shares is known as NCD &lpar;non-convertible debenture&rpar;&period; Conversion into shares takes place according to the agreed terms and conditions of issuance&period; <&sol;p>&NewLine;<p align&equals;"justify"><strong>Non-convertible Debentures<&sol;strong><&sol;p>&NewLine;<p> <strong><&sol;strong> <&sol;p>&NewLine;<p align&equals;"justify">NCD are those debentures which do not provide a right to its holder to convert them into shares&period; Until otherwise states&comma; these debentures are deemed to be non-convertible&period; &NewLine;<&excl;-- WP QUADS Content Ad Plugin v&period; 2&period;0&period;95 -->&NewLine;<div class&equals;"quads-location quads-ad3" id&equals;"quads-ad3" style&equals;"float&colon;none&semi;margin&colon;0px&semi;">&NewLine;&NewLine;<&sol;div>&NewLine;&NewLine;

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